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Comparitive Analysis

The first step in setting up your future goals is determining exactly what you want to achieve with the sale of your home. Let's Compare all your options.

Set a Date!

If you don't set a deadline, your goals will fall short and you will lose the momentum you gained planning your path to your future

Committed to Goal

Make a commitment and stick to it. Don't procrastinate your decision, as this will only delay the process

Get Informed

Make sure your goals are not too vague, be specific about what you want to achieve. This will help narrow down the exact sale strategy for you and your family.

Our

Guiding Principals

Timeline

Goals

Where you are now

Finances

Future

When are you wanting to move , how long will it take to prepare your home to sell and where are you going moving forward

What is your most urgent or important goal with selling your current home and how will it effect you financially, physically and emotionally

What is the exact current situation and biggest concern you have right now

What is your plan for selling your home and the money you will recieve or not receive from the sale

What does your future look like living in a different location and what will the financial impact be from the sale of of your home

The Comparative Analysis

A Breakdown of options for Selling Your Home

Realtor

As-Is Cash Offer

Creative Finance

find what is best for your current life situation & future goals

Default

The lender or servicing company can begin the foreclosure process once there are past due payments.

Notice of Intent to Foreclose

The homeowner receives a notice from their lender or servicer, giving them a final chance to reinstate their mortgage and get back on track with payments.

Foreclosure Complaint Filed

Lis Pendens Filed

Once this document is filed, the homeowner will start to receive advertisements from various parties offering assistance. It is important to be sure that assistance is coming from a reliable source. It MAY BE A SCAM!

Homeowner is Served

IThe Lender will serve the complaint by mail or by publishing in a local paper.The homeowner may file an answer within 35 days of being served the complaint

Facing Foreclosure

Updated 2023 New Jersey Foreclosure Timeline

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Notice of Motion for Entry of Final Judgement

The homeowner will receive a Notice of a Right to Cure, which gives one more chance to reinstate the loan and avoid foreclosure. If the funds are not paid to reinstate, the lender is asking the court to set the exact amount owed so they can schedule a Sheriff Sale.

Sheriff Sale is Scheduled

Shefriff sale Takes Place

This is the final stage in the the foreclosure process. Once the sheriff sale is complete, the new owner will need to obtain a Writ of Possession to make the homeowner leasve the property

Writ of Execution

The amount of time between the lender applying for a sheriff sale and the date of the sale can vary depending on how busy the County's schedule is. The homeowner is entitled to two adjournments of up to 30 days to delay the sale.

The lender is no longer required to let the homeowner reinstate the mortgage. However, in many cases they will still allow reinstatement. Homeowner can still apply for a loan modification - application should be submitted at least 45 days before the Sheriff Sale

Book a free

Comparative Analysis

Call to book your free comp analysis today and get on the right path to selling your home with the best outcome.

We look forward to seeing you at your requested time to discuss any and all options so you can make an informed decision.

Contact Us

call or text

609-947-4102

email

blueshorellc@gmail.com

@blueshoreinvestments

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